[vc_section full_height=”yes” content_placement=”middle” parallax=”content-moving” parallax_image=”3591″][vc_row row_content_width=”grid” css=”.vc_custom_1740662428134{margin-left: 3% !important;}”][vc_column width=”1/2″][vc_custom_heading text=”Debt Recovery & Financial Disputes” font_container=”tag:h2|font_size:28px|text_align:left” use_theme_fonts=”yes” css_animation=”fadeInRight” css=”.vc_custom_1740337517315{border-left-width: 5px !important;padding-left: 15px !important;border-left-style: solid !important;border-color: #F4BA5E !important;}”][vc_custom_heading text=”Kapil Dixit LLP – Legal Representation in Debt Recovery Matters” font_container=”tag:h2|font_size:20px|text_align:left|color:%23F4BA5E” use_theme_fonts=”yes” css_animation=”fadeInDown” css=””][vc_column_text css=””]Kapil Dixit LLP provides legal representation in debt recovery proceedings, financial disputes, and enforcement of creditor rights under Indian banking and financial laws. The firm represents banks, financial institutions, corporate entities, and individuals in debt recovery matters before the Debt Recovery Tribunal (DRT), Debt Recovery Appellate Tribunal (DRAT), Civil Courts, and High Courts.[/vc_column_text][vc_empty_space][edgtf_button text=”For Legal Consultation, Contact Now” target=”_blank” icon_pack=”font_awesome” fa_icon=”fa-phone” font_weight=”” link=”https://kapildixitco.com/contact/” color=”#222222″][/vc_column][/vc_row][/vc_section][vc_section css=”.vc_custom_1740337705314{margin-top: 60px !important;}”][vc_row equal_height=”yes” css=”.vc_custom_1734528851808{padding-top: 50px !important;padding-right: 10% !important;padding-bottom: 50px !important;padding-left: 10% !important;}”][vc_column][vc_row_inner][vc_column_inner width=”1/2″][vc_custom_heading text=”Legal Representation in Debt Recovery & Financial Disputes” font_container=”tag:h2|font_size:24px|text_align:left|color:%23F4BA5E” use_theme_fonts=”yes” css_animation=”none” css=”.vc_custom_1740337742093{border-left-width: 5px !important;padding-left: 15px !important;border-left-style: solid !important;border-color: #FFFFFF !important;}”][vc_column_text css=””]

1. SARFAESI Act Compliance & Bank Recovery Proceedings

Legal assistance to banks and financial institutions in enforcing secured debts under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002, including:

Initiation of Proceedings for Loan Defaults & Non-Performing Assets (NPAs).
Issuance of Demand Notices Under Section 13(2) of the SARFAESI Act.
Possession & Auction of Secured Assets Under Section 13(4).
Representation Before DRT & High Courts in Borrower Appeals.

2. Corporate Debt Recovery & Commercial Dispute Resolution

Legal representation for corporate entities, businesses, and creditors in recovering outstanding debts, including:

Recovery of Unpaid Invoices & Commercial Dues.
Litigation for Breach of Contract & Payment Defaults.
Negotiations for Settlement & Alternative Dispute Resolution (ADR).
Execution of Court Decrees & Arbitration Awards.

3. Debt Recovery Tribunal (DRT) & Appellate Tribunal (DRAT) Matters

Kapil Dixit LLP represents clients in proceedings before the DRT and DRAT under the Recovery of Debts and Bankruptcy Act, 1993, including:

Filing & Defense of Debt Recovery Petitions by Banks & Financial Institutions.
Challenging Orders of DRT Before DRAT & High Courts.
Legal Action Against Wilful Defaulters & Fraudulent Borrowers.
Appeals & Stay Applications in Debt Recovery Proceedings.

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4. Insolvency & Bankruptcy Code (IBC) Proceedings

Legal representation for creditors, debtors, and corporate entities under the Insolvency and Bankruptcy Code (IBC), 2016, including:

Initiating Corporate Insolvency Resolution Process (CIRP).
Filing Claims Before the National Company Law Tribunal (NCLT).
Resolution & Liquidation Proceedings Under IBC.
Defending Businesses Against Insolvency Petitions.

5. Personal Loan & Credit Card Debt Recovery

Legal assistance for banks, NBFCs, and financial institutions in recovering personal loans, including:

Legal Notices for Loan Default & Credit Card Non-Payment.
Initiating Civil Suits for Recovery of Unpaid Dues.
Enforcement of Debt Settlement Agreements.

6. Loan Fraud & Financial Irregularities

Representation in cases of loan fraud, misrepresentation, and financial disputes, including:

Legal Action Against Wilful Defaulters Under RBI & Banking Regulations.
Fraudulent Loan Transactions & Misuse of Financial Instruments.
Filing Complaints Before Banking Ombudsman & Financial Authorities.

[/vc_column_text][vc_empty_space height=”50px”][vc_custom_heading text=”Jurisdiction of Debt Recovery Tribunals (DRT) & Appellate Tribunals (DRAT)” font_container=”tag:h2|font_size:24px|text_align:left|color:%23F4BA5E” use_theme_fonts=”yes” css_animation=”none” css=”.vc_custom_1740338363890{border-left-width: 5px !important;padding-left: 15px !important;border-left-style: solid !important;border-color: #FFFFFF !important;}”][vc_column_text css=””]

Debt Recovery Tribunal (DRT)

DRT has jurisdiction over cases related to:

Recovery of Secured & Unsecured Loans Above Rs. 20 Lakh.
Proceedings Under the SARFAESI Act, 2002.
Corporate Loan Defaults & Non-Performing Assets (NPAs).

Debt Recovery Appellate Tribunal (DRAT)

DRAT hears appeals against DRT orders, including:

Challenges to SARFAESI Enforcement Actions.
Disputes Over Debt Recovery Tribunal Judgments.
Appeals by Borrowers & Financial Institutions.

[/vc_column_text][vc_empty_space height=”20px”][edgtf_button text=”Schedule a Consultation with a Labour & Employment Lawyer Today” target=”_blank” icon_pack=”ion_icons” ion_icon=”ion-calendar” font_weight=”” link=”https://kapildixitco.com/contact/” color=”#222222″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row equal_height=”yes” css=”.vc_custom_1734528851808{padding-top: 50px !important;padding-right: 10% !important;padding-bottom: 50px !important;padding-left: 10% !important;}”][vc_column][vc_custom_heading text=”Process for Filing a Debt Recovery Claim” font_container=”tag:h2|text_align:left|color:%23F4BA5E” use_theme_fonts=”yes” css=”.vc_custom_1740338628433{border-left-width: 5px !important;padding-left: 15px !important;border-left-style: solid !important;border-color: #FFFFFF !important;}”][vc_row_inner][vc_column_inner width=”1/2″][vc_column_text css=””]

Step 1: Issuing Legal Notice to the Debtor

Formal Demand for Repayment of Debt & Interest.
Compliance with SARFAESI Act & IBC Regulations.

Step 2: Filing a Petition Before DRT or Civil Court

Filing a Debt Recovery Suit in the Appropriate Forum.
Presenting Loan Agreements, Financial Records & Repayment History.

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Step 3: Debt Recovery Proceedings & Court Orders

Enforcement of Security Interests & Property Attachment.
Issuance of Recovery Certificates by the Tribunal.

Step 4: Execution of Judgment & Debt Settlement

Auction of Secured Assets for Loan Recovery.
Negotiated Settlements & Loan Restructuring.

[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”1/3″][/vc_column_inner][vc_column_inner width=”1/3″][vc_empty_space height=”20px”][edgtf_button text=”Need Legal Assistance for Employment Disputes? Contact” target=”_blank” icon_pack=”ion_icons” ion_icon=”ion-calendar” font_weight=”” link=”https://kapildixitco.com/contact/” color=”#222222″][/vc_column_inner][vc_column_inner width=”1/3″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row equal_height=”yes” css_animation=”slideInUp” css=”.vc_custom_1740302957085{padding-top: 50px !important;padding-right: 10% !important;padding-bottom: 50px !important;padding-left: 10% !important;}”][vc_column][vc_custom_heading text=”Frequently Asked Questions (FAQs)” font_container=”tag:h3|font_size:28px|text_align:left” use_theme_fonts=”yes” css=”.vc_custom_1740338935797{border-left-width: 5px !important;padding-left: 15px !important;border-left-style: solid !important;border-color: #F4BA5E !important;}”][vc_empty_space][vc_row_inner][vc_column_inner width=”1/3″][vc_toggle title=”What is the SARFAESI Act, 2002?” style=”rounded_outline” color=”white” size=”lg” custom_font_container=”tag:h3|text_align:left|color:%23F4BA5E” custom_use_theme_fonts=”yes” css=”.vc_custom_1740564078149{border-color: #FFFFFF !important;}” use_custom_heading=”true”]The SARFAESI Act, 2002 allows banks and financial institutions to recover debts from non-performing assets (NPAs) without court intervention by auctioning secured properties.[/vc_toggle][/vc_column_inner][vc_column_inner width=”1/3″][vc_toggle title=”Can a bank recover debt without court proceedings?” style=”rounded_outline” color=”white” size=”lg” custom_font_container=”tag:h3|text_align:left|color:%23F4BA5E” custom_use_theme_fonts=”yes” css=”.vc_custom_1740564085379{border-color: #FFFFFF !important;}” use_custom_heading=”true”]Yes, under the SARFAESI Act, secured creditors can enforce their rights without filing a civil suit. However, borrowers can challenge such actions before DRT or High Court.[/vc_toggle][/vc_column_inner][vc_column_inner width=”1/3″][vc_toggle title=”What is the role of the Debt Recovery Tribunal (DRT)?” style=”rounded_outline” color=”white” size=”lg” custom_font_container=”tag:h3|text_align:left|color:%23F4BA5E” custom_use_theme_fonts=”yes” css=”.vc_custom_1740564094411{border-color: #FFFFFF !important;}” use_custom_heading=”true”]The DRT adjudicates debt recovery cases filed by banks, NBFCs, and financial institutions against loan defaulters. It has exclusive jurisdiction over cases exceeding Rs. 20 lakh.[/vc_toggle][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”1/3″][vc_toggle title=”Can individuals challenge a bank’s recovery action?” style=”rounded_outline” color=”white” size=”lg” custom_font_container=”tag:h3|text_align:left|color:%23F4BA5E” custom_use_theme_fonts=”yes” css=”.vc_custom_1740564117787{border-color: #FFFFFF !important;}” use_custom_heading=”true”]Yes, borrowers can file an appeal against SARFAESI actions or debt recovery orders before the Debt Recovery Appellate Tribunal (DRAT) or High Court.[/vc_toggle][/vc_column_inner][vc_column_inner width=”1/3″][vc_toggle title=”What legal remedies are available for corporate debt recovery?” style=”rounded_outline” color=”white” size=”lg” custom_font_container=”tag:h3|text_align:left|color:%23F4BA5E” custom_use_theme_fonts=”yes” css=”.vc_custom_1740564102803{border-color: #FFFFFF !important;}” use_custom_heading=”true”]Corporate creditors can initiate civil suits, SARFAESI proceedings, or insolvency resolution processes under the IBC, 2016, for debt recovery.[/vc_toggle][/vc_column_inner][vc_column_inner width=”1/3″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row equal_height=”yes” css=”.vc_custom_1734528851808{padding-top: 50px !important;padding-right: 10% !important;padding-bottom: 50px !important;padding-left: 10% !important;}”][vc_column css_animation=”fadeInUp” width=”2/3″][vc_single_image image=”1441″ img_size=”full” css=””][/vc_column][vc_column css_animation=”fadeInLeft” width=”1/3″][vc_custom_heading text=”Why Choose Kapil Dixit LLP for Debt Recovery & Financial Disputes?” font_container=”tag:h3|font_size:20px|text_align:left|color:%23F4BA5E” use_theme_fonts=”yes” css=”.vc_custom_1740339012532{border-left-width: 5px !important;padding-left: 15px !important;border-left-style: solid !important;border-color: #FFFFFF !important;}”][vc_column_text css=””]

Legal Representation Before DRT, DRAT, NCLT & High Courts.
Advisory Services for Banks, Financial Institutions & Corporate Entities.
Enforcement of Debt Recovery Orders & Execution of Court Judgments.
Legal Support for SARFAESI Compliance & Loan Dispute Resolution.

[/vc_column_text][vc_empty_space height=”50px”][vc_custom_heading text=”About Kapil Dixit LLP – Debt Recovery & Financial Disputes Practice” font_container=”tag:h3|font_size:20px|text_align:left|color:%23F4BA5E” use_theme_fonts=”yes” css=”.vc_custom_1740339032410{border-left-width: 5px !important;padding-left: 15px !important;border-left-style: solid !important;border-color: #FFFFFF !important;}”][vc_column_text css=””]Kapil Dixit LLP provides legal services in debt recovery, loan disputes, and financial claims under Indian banking and insolvency laws. The firm represents banks, NBFCs, corporate entities, and individuals in:

Debt Recovery Tribunal (DRT) & Appellate Tribunal (DRAT) Matters.
SARFAESI Act Proceedings & Bank Loan Recovery.
Corporate Debt Recovery & Commercial Litigation.
Loan Fraud Investigations & Financial Dispute Resolution.

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